North Carolina
Alleghany County
ZIP 28644
11,075 residents95 permits TTM$44,272 median HHI6 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$199,000
ACS 5-Year
Cap rate proxy
4.6%
FMR × 0.65 ÷ Home Value
Rent-to-income
20.5%
HUD FMR ÷ ACS HHI
Net migration
+0.33%
IRS SOI
Permits (TTM)
95
Census BPS
Climate risk
34.7
FEMA NRI (0–100)
ZIP 28644
Median home value
$279,930
Gross yield
4.2%
Buy Box score
0.0
Section 8 gap
29.5%
Affordability
P/I: 6.3R/I: —
Section 8 detail
SAFMR: $978Rent: $755Gap: 29.5%
ZIP code breakdown6 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate ↓ | Rent gap |
|---|---|---|---|---|---|
| 28663 | $199,000county est. | $978 | 5.9% | 4.6% | 22.8% |
| 28668 | $199,000county est. | $978 | 5.9% | 4.6% | 22.8% |
| 28623 | $211,295 | $978 | 5.6% | 4.3% | 22.8% |
| 28675 | $240,550 | $978 | 4.9% | 3.8% | 22.8% |
| 28644 | $279,930 | $978 | 4.2% | 3.2% | 22.8% |
| 28627 | $346,996 | $978 | 3.4% | 2.6% | 22.8% |
Sort by any column. Click a ZIP for detail. Rent gap: green = HUD FMR above market rent.
Demographics
Owner-occupied
77.1%
Census ACS
Vacancy rate
34.9%
Census ACS
Bachelor's degree +
22.8%
Census ACS
Rent burdened
28.8%
Census ACS (>30% income)
Median age
51.4
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026