Rochester, NY · New York
Monroe County
754,068 residents853 permits TTM$74,409 median HHI44 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$197,100
ACS 5-Year
Cap rate proxy
6.9%
FMR × 0.65 ÷ Home Value
Rent-to-income
18.2%
HUD FMR ÷ ACS HHI
Net migration
+1.01%
IRS SOI
Permits (TTM)
853
Census BPS
Climate risk
93.8
FEMA NRI (0–100)
ZIP code breakdown44 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate | Rent gap |
|---|---|---|---|---|---|
| 14605 | — | — | — | 14.8% | — |
| 14621 | — | — | — | 15.2% | — |
| 14613 | — | — | — | 11.2% | — |
| 14619 | — | — | — | 8.6% | — |
| 14615 | — | — | — | 8.6% | — |
Ranked by composite score
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Demographics
Owner-occupied
63.5%
Census ACS
Vacancy rate
6.3%
Census ACS
Bachelor's degree +
41.2%
Census ACS
Rent burdened
48.4%
Census ACS (>30% income)
Median age
39.5
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026