Poughkeepsie-Newburgh-Middletown, NY · New York
Dutchess County
ZIP 12538
297,144 residents611 permits TTM$97,273 median HHI34 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$368,100
ACS 5-Year
Cap rate proxy
5.0%
FMR × 0.65 ÷ Home Value
Rent-to-income
18.8%
HUD FMR ÷ ACS HHI
Net migration
+1.86%
IRS SOI
Permits (TTM)
611
Census BPS
Climate risk
88.3
FEMA NRI (0–100)
ZIP 12538
Median home value
—
Gross yield
—
Buy Box score
0.8
Section 8 gap
—
Affordability
P/I: 4.0R/I: —
Section 8 detail
SAFMR: —Rent: —Gap: —
ZIP code breakdown34 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Buy Box score ↓ | Section 8 gap |
|---|---|---|---|---|---|
| 12603 | — | — | — | 0.8 | — |
| 12538 | — | — | — | 0.8 | — |
| 12522 | — | — | — | 0.8 | — |
| 12592 | — | — | — | 0.8 | — |
| 12594 | — | — | — | 0.8 | — |
| 12567 | — | — | — | 0.7 | — |
| 12601 | — | — | — | 0.7 | — |
| 12546 | — | — | — | 0.7 | — |
| 12524 | — | — | — | 0.7 | — |
| 12569 | — | — | — | 0.7 | — |
| 12580 | — | — | — | 0.7 | — |
| 12583 | — | — | — | 0.6 | — |
| 12501 | — | — | — | 0.6 | — |
| 12564 | — | — | — | 0.6 | — |
| 12590 | — | — | — | 0.6 | — |
| 12578 | — | — | — | 0.6 | — |
| 12531 | — | — | — | 0.6 | — |
| 12571 | — | — | — | 0.5 | — |
| 12581 | — | — | — | 0.5 | — |
| 12570 | — | — | — | 0.5 | — |
| 12582 | — | — | — | 0.5 | — |
| 12540 | — | — | — | 0.5 | — |
| 12533 | — | — | — | 0.5 | — |
| 12514 | — | — | — | 0.4 | — |
| 12508 | — | — | — | 0.4 | — |
| 12545 | — | — | — | 0.3 | — |
| 12572 | — | — | — | 0.3 | — |
| 12504 | — | — | — | — | — |
| 12507 | — | — | — | — | — |
| 12512 | — | — | — | — | — |
| 12527 | — | — | — | — | — |
| 12574 | — | — | — | — | — |
| 12585 | — | — | — | — | — |
| 12604 | — | — | — | — | — |
Sort by any column. Click a ZIP for detail.
Demographics
Owner-occupied
68.8%
Census ACS
Vacancy rate
6.1%
Census ACS
Bachelor's degree +
39.7%
Census ACS
Rent burdened
48.7%
Census ACS (>30% income)
Median age
42.6
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026