New York-Newark-Jersey City, NY-NJ-PA · New York
Putnam County
97,988 residents68 permits TTM$127,405 median HHI9 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$448,000
ACS 5-Year
Cap rate proxy
6.2%
FMR × 0.65 ÷ Home Value
Rent-to-income
17.2%
HUD FMR ÷ ACS HHI
Net migration
+2.57%
IRS SOI
Permits (TTM)
68
Census BPS
Climate risk
39.8
FEMA NRI (0–100)
ZIP code breakdown9 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate ↓ | Rent gap |
|---|---|---|---|---|---|
| 10537 | — | — | — | 5.4% | 21.5% |
| 10542 | — | — | — | 4.9% | 21.5% |
| 12563 | — | — | — | 4.8% | 21.5% |
| 10512 | — | — | — | 4.5% | 21.5% |
| 10509 | — | — | — | 4.3% | 21.5% |
| 10579 | — | — | — | 3.7% | 21.5% |
| 10541 | — | — | — | 3.7% | 21.5% |
| 10516 | — | — | — | 3.2% | 21.5% |
| 10524 | — | — | — | 3.0% | 21.5% |
Sort by any column. Click a ZIP for detail. Rent gap: green = HUD FMR above market rent.
Demographics
Owner-occupied
83.0%
Census ACS
Vacancy rate
8.6%
Census ACS
Bachelor's degree +
43.5%
Census ACS
Rent burdened
50.3%
Census ACS (>30% income)
Median age
44.2
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026