Kingston, NY · New York
Ulster County
ZIP 12491
182,109 residents549 permits TTM$81,804 median HHI55 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$315,100
ACS 5-Year
Cap rate proxy
5.1%
FMR × 0.65 ÷ Home Value
Rent-to-income
19.6%
HUD FMR ÷ ACS HHI
Net migration
+1.80%
IRS SOI
Permits (TTM)
549
Census BPS
Climate risk
87.7
FEMA NRI (0–100)
ZIP 12491
Median home value
—
Gross yield
—
Buy Box score
0.5
Section 8 gap
—
Affordability
P/I: 5.6R/I: —
Section 8 detail
SAFMR: —Rent: —Gap: —
ZIP code breakdown55 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate ↓ | Rent gap |
|---|---|---|---|---|---|
| 12401 | — | — | — | 6.9% | — |
| 12740 | — | — | — | 5.8% | — |
| 12458 | — | — | — | 5.8% | — |
| 12428 | — | — | — | 5.5% | — |
| 12406 | — | — | — | 5.1% | — |
| 12410 | — | — | — | 5.1% | — |
| 12411 | — | — | — | 5.1% | — |
| 12412 | — | — | — | 5.1% | — |
| 12416 | — | — | — | 5.1% | — |
| 12417 | — | — | — | 5.1% | — |
| 12419 | — | — | — | 5.1% | — |
| 12420 | — | — | — | 5.1% | — |
| 12429 | — | — | — | 5.1% | — |
| 12432 | — | — | — | 5.1% | — |
| 12433 | — | — | — | 5.1% | — |
| 12435 | — | — | — | 5.1% | — |
| 12448 | — | — | — | 5.1% | — |
| 12453 | — | — | — | 5.1% | — |
| 12456 | — | — | — | 5.1% | — |
| 12457 | — | — | — | 5.1% | — |
| 12464 | — | — | — | 5.1% | — |
| 12465 | — | — | — | 5.1% | — |
| 12471 | — | — | — | 5.1% | — |
| 12475 | — | — | — | 5.1% | — |
| 12489 | — | — | — | 5.1% | — |
| 12490 | — | — | — | 5.1% | — |
| 12493 | — | — | — | 5.1% | — |
| 12494 | — | — | — | 5.1% | — |
| 12495 | — | — | — | 5.1% | — |
| 12725 | — | — | — | 5.1% | — |
| 12449 | — | — | — | 4.6% | — |
| 12466 | — | — | — | 4.4% | — |
| 12472 | — | — | — | 4.1% | — |
| 12446 | — | — | — | 4.1% | — |
| 12477 | — | — | — | 4.1% | — |
| 12486 | — | — | — | 4.0% | — |
| 12528 | — | — | — | 3.9% | — |
| 12487 | — | — | — | 3.8% | — |
| 12443 | — | — | — | 3.8% | — |
| 12566 | — | — | — | 3.8% | — |
| 12481 | — | — | — | 3.7% | — |
| 12515 | — | — | — | 3.6% | — |
| 12548 | — | — | — | 3.6% | — |
| 12542 | — | — | — | 3.6% | — |
| 12491 | — | — | — | 3.5% | — |
| 12547 | — | — | — | 3.5% | — |
| 12589 | — | — | — | 3.5% | — |
| 12440 | — | — | — | 3.3% | — |
| 12404 | — | — | — | 3.1% | — |
| 12561 | — | — | — | 3.1% | — |
| 12461 | — | — | — | 3.1% | — |
| 12525 | — | — | — | 3.0% | — |
| 12484 | — | — | — | 2.9% | — |
| 12498 | — | — | — | 2.6% | — |
| 12409 | — | — | — | 2.2% | — |
Sort by any column. Click a ZIP for detail. Rent gap: green = HUD FMR above market rent.
Demographics
Owner-occupied
70.0%
Census ACS
Vacancy rate
15.2%
Census ACS
Bachelor's degree +
37.1%
Census ACS
Rent burdened
51.2%
Census ACS (>30% income)
Median age
44.2
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026