New York

Cattaraugus County

ZIP 14101

76,479 residents105 permits TTM$58,248 median HHI27 ZIP codesUpdated April 16, 2026
Investor first look

Median home value

$109,400

ACS 5-Year

Cap rate proxy

8.3%

FMR × 0.65 ÷ Home Value

Rent-to-income

15.6%

HUD FMR ÷ ACS HHI

Net migration

+1.14%

IRS SOI

Permits (TTM)

105

Census BPS

Climate risk

81.6

FEMA NRI (0–100)

ZIP 14101

Median home value

Gross yield

Cap rate

4.8%

Rent gap

Affordability

P/I: 3.3R/I:

Section 8 detail

SAFMR: Rent: Gap:
ZIP code breakdown27 ZIP codes
ZIPMedian home valueRent (FMR 2BR)Gross yieldCap rateRent gap
147798.9%
147538.3%
140418.3%
141688.3%
147788.3%

Ranked by composite score

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Demographics

Owner-occupied

74.6%

Census ACS

Vacancy rate

21.0%

Census ACS

Bachelor's degree +

20.7%

Census ACS

Rent burdened

43.0%

Census ACS (>30% income)

Median age

42.5

Census ACS

Data sources
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026