New Mexico
Rio Arriba County
ZIP 87046
40,165 residents$53,901 median HHI30 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$230,900
ACS 5-Year
Cap rate proxy
3.9%
FMR × 0.65 ÷ Home Value
Rent-to-income
16.9%
HUD FMR ÷ ACS HHI
Net migration
+1.03%
IRS SOI
Permits (TTM)
—
Census BPS
Climate risk
80.5
FEMA NRI (0–100)
ZIP 87046
Median home value
—
Gross yield
—
Cap rate
4.0%
Rent gap
—
Affordability
P/I: 4.3R/I: —
Section 8 detail
SAFMR: —Rent: —Gap: —
ZIP code breakdown30 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate | Rent gap |
|---|---|---|---|---|---|
| 87012 | — | — | — | 4.0% | — |
| 87017 | — | — | — | 4.0% | — |
| 87029 | — | — | — | 4.0% | — |
| 87046 | — | — | — | 4.0% | — |
| 87064 | — | — | — | 4.0% | — |
Ranked by composite score
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Demographics
Owner-occupied
78.1%
Census ACS
Vacancy rate
24.0%
Census ACS
Bachelor's degree +
18.8%
Census ACS
Rent burdened
26.7%
Census ACS (>30% income)
Median age
42.4
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026