Nebraska

Harlan County

ZIP 68966

3,006 residents2 permits TTM$70,536 median HHI4 ZIP codesUpdated April 16, 2026
Investor first look

Median home value

$147,200

ACS 5-Year

Cap rate proxy

5.8%

FMR × 0.65 ÷ Home Value

Rent-to-income

12.0%

HUD FMR ÷ ACS HHI

Net migration

IRS SOI

Permits (TTM)

2

Census BPS

Climate risk

32.0

FEMA NRI (0–100)

ZIP 68966

Median home value

$147,200

Gross yield

7.8%

Cap rate

5.8%

Rent gap

26.3%

Affordability

P/I: 1.5R/I:

Section 8 detail

SAFMR: $961Rent: $708Gap: 35.7%
ZIP code breakdown4 ZIP codes

Numbers repeat across most ZIPs in this county

ZIP-level home-value data isn't published for rural areas. Federal sources (Census ACS, HUD non-metro FMR) are available at the county level only, so home-value, cap-rate, and rent-gap numbers use the county estimate for every ZIP in the county.

ZIPMedian home valueRent (FMR 2BR)Gross yieldCap rateRent gap
68966$147,200county est.$9617.8%5.8%26.3%
68971$147,200county est.$9617.8%5.8%26.3%
68977$147,200county est.$9617.8%5.8%26.3%
68920$187,540$9616.1%4.5%26.3%

Sort by any column. Click a ZIP for detail. Rent gap: green = HUD FMR above market rent.

Demographics

Owner-occupied

84.8%

Census ACS

Vacancy rate

36.5%

Census ACS

Bachelor's degree +

24.2%

Census ACS

Rent burdened

22.0%

Census ACS (>30% income)

Median age

47.1

Census ACS

Data sources
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026