Nebraska

Clay County

ZIP 68980

6,084 residents19 permits TTM$75,938 median HHI10 ZIP codesUpdated April 16, 2026
Investor first look

Median home value

$146,300

ACS 5-Year

Cap rate proxy

5.7%

FMR × 0.65 ÷ Home Value

Rent-to-income

11.1%

HUD FMR ÷ ACS HHI

Net migration

+0.89%

IRS SOI

Permits (TTM)

19

Census BPS

Climate risk

56.0

FEMA NRI (0–100)

ZIP 68980

Median home value

Gross yield

Cap rate

5.8%

Rent gap

Affordability

P/I: 3.6R/I:

Section 8 detail

SAFMR: Rent: Gap:
ZIP code breakdown10 ZIP codes
ZIPMedian home valueRent (FMR 2BR)Gross yieldCap rateRent gap
684525.8%
689335.8%
689355.8%
689385.8%
689415.8%

Ranked by composite score

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Demographics

Owner-occupied

80.6%

Census ACS

Vacancy rate

12.1%

Census ACS

Bachelor's degree +

22.9%

Census ACS

Rent burdened

31.7%

Census ACS (>30% income)

Median age

40.1

Census ACS

Data sources
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026