Montana

Toole County

ZIP 59454

5,028 residents0 permits TTM$53,693 median HHI7 ZIP codesUpdated April 16, 2026
Investor first look

Median home value

$187,400

ACS 5-Year

Cap rate proxy

4.8%

FMR × 0.65 ÷ Home Value

Rent-to-income

16.8%

HUD FMR ÷ ACS HHI

Net migration

+0.58%

IRS SOI

Permits (TTM)

0

Census BPS

Climate risk

13.0

FEMA NRI (0–100)

ZIP 59454

Median home value

$187,400

Gross yield

7.9%

Cap rate

4.8%

Rent gap

38.8%

Affordability

P/I: 3.5R/I:

Section 8 detail

SAFMR: $1,230Rent: $753Gap: 63.3%
ZIP code breakdown7 ZIP codes

Numbers repeat across most ZIPs in this county

ZIP-level home-value data isn't published for rural areas. Federal sources (Census ACS, HUD non-metro FMR) are available at the county level only, so home-value, cap-rate, and rent-gap numbers use the county estimate for every ZIP in the county.

ZIPMedian home valueRent (FMR 2BR)Gross yieldCap rateRent gap
59435$187,400county est.$1,2307.9%4.8%38.8%
59444$187,400county est.$1,2307.9%4.8%38.8%
59454$187,400county est.$1,2307.9%4.8%38.8%
59466$187,400county est.$1,2307.9%4.8%38.8%
59474$175,291$1,2308.4%5.2%38.8%

Ranked by composite score

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Demographics

Owner-occupied

64.6%

Census ACS

Vacancy rate

21.5%

Census ACS

Bachelor's degree +

21.5%

Census ACS

Rent burdened

26.5%

Census ACS (>30% income)

Median age

38.8

Census ACS

Data sources
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026