Montana

Phillips County

ZIP 59261

4,224 residents0 permits TTM$58,156 median HHI6 ZIP codesUpdated April 16, 2026
Investor first look

Median home value

$175,000

ACS 5-Year

Cap rate proxy

4.3%

FMR × 0.65 ÷ Home Value

Rent-to-income

12.9%

HUD FMR ÷ ACS HHI

Net migration

IRS SOI

Permits (TTM)

0

Census BPS

Climate risk

34.5

FEMA NRI (0–100)

ZIP 59261

Median home value

$175,000

Gross yield

6.7%

Cap rate

4.3%

Rent gap

36.0%

Affordability

P/I: 2.6R/I:

Section 8 detail

SAFMR: $973Rent: $623Gap: 56.2%
ZIP code breakdown6 ZIP codes

Numbers repeat across most ZIPs in this county

ZIP-level home-value data isn't published for rural areas. Federal sources (Census ACS, HUD non-metro FMR) are available at the county level only, so home-value, cap-rate, and rent-gap numbers use the county estimate for every ZIP in the county.

ZIPMedian home valueRent (FMR 2BR)Gross yieldCap rateRent gap
59261$175,000county est.$9736.7%4.3%36.0%
59524$175,000county est.$9736.7%4.3%36.0%
59537$175,000county est.$9736.7%4.3%36.0%
59538$244,352$9734.8%3.1%36.0%
59544$175,000county est.$9736.7%4.3%36.0%

Ranked by composite score

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Demographics

Owner-occupied

74.8%

Census ACS

Vacancy rate

20.9%

Census ACS

Bachelor's degree +

20.6%

Census ACS

Rent burdened

28.8%

Census ACS (>30% income)

Median age

44.9

Census ACS

Data sources
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026