St. Joseph, MO-KS · Missouri
Andrew County
ZIP 64494
18,086 residents3 permits TTM$74,007 median HHI10 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$196,200
ACS 5-Year
Cap rate proxy
5.8%
FMR × 0.65 ÷ Home Value
Rent-to-income
15.3%
HUD FMR ÷ ACS HHI
Net migration
+1.75%
IRS SOI
Permits (TTM)
3
Census BPS
Climate risk
22.1
FEMA NRI (0–100)
ZIP 64494
Median home value
—
Gross yield
—
Buy Box score
—
Section 8 gap
—
Affordability
P/I: 2.8R/I: —
Section 8 detail
SAFMR: —Rent: —Gap: —
ZIP code breakdown10 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Buy Box score ↓ | Section 8 gap |
|---|---|---|---|---|---|
| 64505 | — | — | — | 0.8 | — |
| 64485 | — | — | — | 0.7 | — |
| 64421 | — | — | — | — | — |
| 64427 | — | — | — | — | — |
| 64436 | — | — | — | — | — |
| 64449 | — | — | — | — | — |
| 64459 | — | — | — | — | — |
| 64480 | — | — | — | — | — |
| 64483 | — | — | — | — | — |
| 64494 | — | — | — | — | — |
Sort by any column. Click a ZIP for detail.
Demographics
Owner-occupied
77.0%
Census ACS
Vacancy rate
7.6%
Census ACS
Bachelor's degree +
26.9%
Census ACS
Rent burdened
37.8%
Census ACS (>30% income)
Median age
42.1
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026