Missouri

St. Clair County

ZIP 64781

9,451 residents9 permits TTM$46,731 median HHI6 ZIP codesUpdated April 16, 2026
Investor first look

Median home value

$142,500

ACS 5-Year

Cap rate proxy

5.1%

FMR × 0.65 ÷ Home Value

Rent-to-income

15.6%

HUD FMR ÷ ACS HHI

Net migration

+1.31%

IRS SOI

Permits (TTM)

9

Census BPS

Climate risk

25.6

FEMA NRI (0–100)

ZIP 64781

Median home value

$142,500

Gross yield

7.5%

Cap rate

5.1%

Rent gap

31.6%

Affordability

P/I: 3.0R/I:

Section 8 detail

SAFMR: $888Rent: $607Gap: 46.3%
ZIP code breakdown6 ZIP codes
ZIPMedian home valueRent (FMR 2BR)Gross yieldCap rateRent gap
64724$174,805$8886.1%4.2%31.6%
64738$269,875$8883.9%2.7%31.6%
64763$149,791$8887.1%4.9%31.6%
64776$210,649$8885.1%3.5%31.6%
64780$142,500county est.$8887.5%5.1%31.6%

Ranked by composite score

ZIP comparison table. Showing 5 of 6 ZIPs. Sign up to see all.

Demographics

Owner-occupied

75.7%

Census ACS

Vacancy rate

22.8%

Census ACS

Bachelor's degree +

13.7%

Census ACS

Rent burdened

34.9%

Census ACS (>30% income)

Median age

47.2

Census ACS

Data sources
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026