Missouri

Scotland County

ZIP 63432

4,698 residents1 permits TTM$67,568 median HHI3 ZIP codesUpdated April 16, 2026
Investor first look

Median home value

$141,100

ACS 5-Year

Cap rate proxy

4.4%

FMR × 0.65 ÷ Home Value

Rent-to-income

9.2%

HUD FMR ÷ ACS HHI

Net migration

IRS SOI

Permits (TTM)

1

Census BPS

Climate risk

33.0

FEMA NRI (0–100)

ZIP 63432

Median home value

$141,100

Gross yield

7.6%

Cap rate

4.4%

Rent gap

41.9%

Affordability

P/I: 2.1R/I:

Section 8 detail

SAFMR: $888Rent: $516Gap: 72.1%
ZIP code breakdown3 ZIP codes

Numbers repeat across most ZIPs in this county

ZIP-level home-value data isn't published for rural areas. Federal sources (Census ACS, HUD non-metro FMR) are available at the county level only, so home-value, cap-rate, and rent-gap numbers use the county estimate for every ZIP in the county.

ZIPMedian home valueRent (FMR 2BR)Gross yieldCap rateRent gap
63555$112,887$8889.4%5.5%41.9%
63432$141,100county est.$8887.6%4.4%41.9%
63543$141,100county est.$8887.6%4.4%41.9%

Sort by any column. Click a ZIP for detail. Rent gap: green = HUD FMR above market rent.

Demographics

Owner-occupied

83.0%

Census ACS

Vacancy rate

30.3%

Census ACS

Bachelor's degree +

14.5%

Census ACS

Rent burdened

30.5%

Census ACS (>30% income)

Median age

36.3

Census ACS

Data sources
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026