Gulfport-Biloxi, MS · Mississippi

Harrison County

ZIP 39531

209,443 residents2,318 permits TTM$57,233 median HHI11 ZIP codesUpdated April 16, 2026
Investor first look

Median home value

$199,300

ACS 5-Year

Cap rate proxy

6.5%

FMR × 0.65 ÷ Home Value

Rent-to-income

22.5%

HUD FMR ÷ ACS HHI

Net migration

+1.63%

IRS SOI

Permits (TTM)

2,318

Census BPS

Climate risk

95.6

FEMA NRI (0–100)

ZIP 39531

Median home value

Gross yield

Cap rate

7.2%

Rent gap

Affordability

P/I: 3.6R/I: 25.7%

Section 8 detail

SAFMR: Rent: Gap:
ZIP code breakdown11 ZIP codes
ZIPMedian home valueRent (FMR 2BR)Gross yieldCap rateRent gap
3950112.1%
3953012.1%
395409.2%
395038.9%
395346.5%

Ranked by composite score

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Demographics

Owner-occupied

60.6%

Census ACS

Vacancy rate

13.1%

Census ACS

Bachelor's degree +

25.5%

Census ACS

Rent burdened

46.0%

Census ACS (>30% income)

Median age

38.1

Census ACS

Data sources
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026