Mississippi
Pontotoc County
31,312 residents116 permits TTM$52,741 median HHI6 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$141,700
ACS 5-Year
Cap rate proxy
7.2%
FMR × 0.65 ÷ Home Value
Rent-to-income
19.3%
HUD FMR ÷ ACS HHI
Net migration
+1.54%
IRS SOI
Permits (TTM)
116
Census BPS
Climate risk
50.1
FEMA NRI (0–100)
ZIP code breakdown6 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate | Rent gap |
|---|---|---|---|---|---|
| 38869 | — | — | — | 7.2% | — |
| 38864 | — | — | — | 5.4% | — |
| 38863 | — | — | — | 5.1% | — |
| 38841 | — | — | — | 5.0% | — |
| 38871 | — | — | — | 4.6% | — |
Ranked by composite score
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Demographics
Owner-occupied
70.6%
Census ACS
Vacancy rate
17.0%
Census ACS
Bachelor's degree +
17.7%
Census ACS
Rent burdened
32.8%
Census ACS (>30% income)
Median age
35.7
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026