La Crosse-Onalaska, WI-MN · Minnesota
Houston County
18,768 residents39 permits TTM$77,087 median HHI7 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$226,300
ACS 5-Year
Cap rate proxy
4.7%
FMR × 0.65 ÷ Home Value
Rent-to-income
13.7%
HUD FMR ÷ ACS HHI
Net migration
+1.12%
IRS SOI
Permits (TTM)
39
Census BPS
Climate risk
29.5
FEMA NRI (0–100)
ZIP code breakdown7 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate | Rent gap |
|---|---|---|---|---|---|
| 55931 | — | — | — | 4.7% | — |
| 55974 | — | — | — | 4.2% | — |
| 55919 | — | — | — | 4.7% | — |
| 55921 | — | — | — | 3.8% | — |
| 55941 | — | — | — | 3.7% | — |
Ranked by composite score
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Demographics
Owner-occupied
84.1%
Census ACS
Vacancy rate
7.8%
Census ACS
Bachelor's degree +
28.0%
Census ACS
Rent burdened
36.9%
Census ACS (>30% income)
Median age
45.0
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026