Minnesota

Todd County

ZIP 56434

25,402 residents103 permits TTM$63,039 median HHI11 ZIP codesUpdated April 16, 2026
Investor first look

Median home value

$188,400

ACS 5-Year

Cap rate proxy

5.4%

FMR × 0.65 ÷ Home Value

Rent-to-income

16.2%

HUD FMR ÷ ACS HHI

Net migration

+1.72%

IRS SOI

Permits (TTM)

103

Census BPS

Climate risk

37.7

FEMA NRI (0–100)

ZIP 56434

Median home value

$188,400

Gross yield

6.2%

Cap rate

5.4%

Rent gap

12.6%

Affordability

P/I: 3.0R/I:

Section 8 detail

SAFMR: $973Rent: $850Gap: 14.5%
ZIP code breakdown11 ZIP codes
ZIPMedian home valueRent (FMR 2BR)Gross yieldCap rateRent gap
56318$322,214$9733.6%3.2%12.6%
56336$342,149$9733.4%3.0%12.6%
56347$240,583$9734.9%4.2%12.6%
56360$269,325$9734.3%3.8%12.6%
56389$188,400county est.$9736.2%5.4%12.6%

Ranked by composite score

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Demographics

Owner-occupied

83.1%

Census ACS

Vacancy rate

22.3%

Census ACS

Bachelor's degree +

15.2%

Census ACS

Rent burdened

37.7%

Census ACS (>30% income)

Median age

42.8

Census ACS

Data sources
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026