Minnesota

Stevens County

ZIP 56221

9,686 residents7 permits TTM$71,060 median HHI5 ZIP codesUpdated April 16, 2026
Investor first look

Median home value

$180,800

ACS 5-Year

Cap rate proxy

5.5%

FMR × 0.65 ÷ Home Value

Rent-to-income

14.1%

HUD FMR ÷ ACS HHI

Net migration

IRS SOI

Permits (TTM)

7

Census BPS

Climate risk

7.0

FEMA NRI (0–100)

ZIP 56221

Median home value

$180,800

Gross yield

6.6%

Cap rate

5.5%

Rent gap

15.9%

Affordability

P/I: 2.5R/I:

Section 8 detail

SAFMR: $991Rent: $833Gap: 19.0%
ZIP code breakdown5 ZIP codes

Numbers repeat across most ZIPs in this county

ZIP-level home-value data isn't published for rural areas. Federal sources (Census ACS, HUD non-metro FMR) are available at the county level only, so home-value, cap-rate, and rent-gap numbers use the county estimate for every ZIP in the county.

ZIPMedian home valueRent (FMR 2BR)Gross yieldCap rateRent gap
56207$180,800county est.$9916.6%5.5%15.9%
56221$180,800county est.$9916.6%5.5%15.9%
56235$180,800county est.$9916.6%5.5%15.9%
56267$216,205$9915.5%4.6%15.9%
56244$220,783$9915.4%4.5%15.9%

Sort by any column. Click a ZIP for detail. Rent gap: green = HUD FMR above market rent.

Demographics

Owner-occupied

66.7%

Census ACS

Vacancy rate

8.7%

Census ACS

Bachelor's degree +

30.8%

Census ACS

Rent burdened

33.6%

Census ACS (>30% income)

Median age

33.6

Census ACS

Data sources
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026