Minnesota

Cook County

ZIP 55612

5,633 residents66 permits TTM$71,643 median HHI6 ZIP codesUpdated April 16, 2026
Investor first look

Median home value

$294,000

ACS 5-Year

Cap rate proxy

3.6%

FMR × 0.65 ÷ Home Value

Rent-to-income

14.8%

HUD FMR ÷ ACS HHI

Net migration

+0.87%

IRS SOI

Permits (TTM)

66

Census BPS

Climate risk

11.2

FEMA NRI (0–100)

ZIP 55612

Median home value

$294,000

Gross yield

4.0%

Cap rate

3.6%

Rent gap

8.9%

Affordability

P/I: 6.8R/I:

Section 8 detail

SAFMR: $973Rent: $886Gap: 9.8%
ZIP code breakdown6 ZIP codes

Numbers repeat across most ZIPs in this county

ZIP-level home-value data isn't published for rural areas. Federal sources (Census ACS, HUD non-metro FMR) are available at the county level only, so home-value, cap-rate, and rent-gap numbers use the county estimate for every ZIP in the county.

ZIPMedian home valueRent (FMR 2BR)Gross yieldCap rateRent gap
55604$396,089$9732.9%2.7%8.9%
55605$294,000county est.$9734.0%3.6%8.9%
55606$294,000county est.$9734.0%3.6%8.9%
55612$294,000county est.$9734.0%3.6%8.9%
55613$294,000county est.$9734.0%3.6%8.9%

Ranked by composite score

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Demographics

Owner-occupied

79.6%

Census ACS

Vacancy rate

55.2%

Census ACS

Bachelor's degree +

45.6%

Census ACS

Rent burdened

27.1%

Census ACS (>30% income)

Median age

52.3

Census ACS

Data sources
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026