Michigan
Roscommon County
ZIP 48653
23,639 residents58 permits TTM$54,106 median HHI6 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$148,000
ACS 5-Year
Cap rate proxy
6.4%
FMR × 0.65 ÷ Home Value
Rent-to-income
17.5%
HUD FMR ÷ ACS HHI
Net migration
+1.68%
IRS SOI
Permits (TTM)
58
Census BPS
Climate risk
56.7
FEMA NRI (0–100)
ZIP 48653
Median home value
$191,086
Gross yield
6.1%
Cap rate
5.0%
Rent gap
18.9%
Affordability
P/I: 3.5R/I: —
Section 8 detail
SAFMR: $973Rent: $789Gap: 23.3%
ZIP code breakdown6 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate | Rent gap |
|---|---|---|---|---|---|
| 48627 | $148,000county est. | $973 | 7.9% | 6.4% | 18.9% |
| 48629 | $187,857 | $973 | 6.2% | 5.0% | 18.9% |
| 48630 | $148,000county est. | $973 | 7.9% | 6.4% | 18.9% |
| 48651 | $181,713 | $973 | 6.4% | 5.2% | 18.9% |
| 48653 | $191,086 | $973 | 6.1% | 5.0% | 18.9% |
Ranked by composite score
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Demographics
Owner-occupied
84.3%
Census ACS
Vacancy rate
50.5%
Census ACS
Bachelor's degree +
20.3%
Census ACS
Rent burdened
44.0%
Census ACS (>30% income)
Median age
57.4
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026