Michigan

Otsego County

ZIP 49751

25,352 residents25 permits TTM$67,285 median HHI3 ZIP codesUpdated April 16, 2026
Investor first look

Median home value

$196,500

ACS 5-Year

Cap rate proxy

5.4%

FMR × 0.65 ÷ Home Value

Rent-to-income

15.7%

HUD FMR ÷ ACS HHI

Net migration

+1.68%

IRS SOI

Permits (TTM)

25

Census BPS

Climate risk

18.4

FEMA NRI (0–100)

ZIP 49751

Median home value

Gross yield

Buy Box score

0.8

Section 8 gap

Affordability

P/I: 3.2R/I:

Section 8 detail

SAFMR: Rent: Gap:
ZIP code breakdown3 ZIP codes
ZIPMedian home valueRent (FMR 2BR)Gross yieldBuy Box scoreSection 8 gap
497950.9
497510.8
497350.7

Sort by any column. Click a ZIP for detail.

Demographics

Owner-occupied

78.0%

Census ACS

Vacancy rate

26.2%

Census ACS

Bachelor's degree +

25.8%

Census ACS

Rent burdened

48.7%

Census ACS (>30% income)

Median age

44.5

Census ACS

Data sources
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026