Michigan
Otsego County
25,352 residents25 permits TTM$67,285 median HHI3 ZIP codesUpdated April 28, 2026
Investor first look
Median home value
$196,500
ACS 5-Year
Cap rate proxy
5.4%
FMR × 0.65 ÷ Home Value
Rent-to-income
15.7%
HUD FMR ÷ ACS HHI
Net migration
+1.68%
IRS SOI
Permits (TTM)
25
Census BPS
Climate risk
18.4
FEMA NRI (0–100)
ZIP code breakdown3 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate ↓ | Rent gap |
|---|---|---|---|---|---|
| 49795 | $194,202 | $1,100 | 6.8% | 5.4% | 20.0% |
| 49751 | $217,051 | $1,100 | 6.1% | 4.9% | 20.0% |
| 49735 | $253,525 | $1,100 | 5.2% | 4.2% | 20.0% |
Sort by any column. Click a ZIP for detail. Rent gap: green = HUD FMR above market rent.
Demographics
Owner-occupied
78.0%
Census ACS
Vacancy rate
26.2%
Census ACS
Bachelor's degree +
25.8%
Census ACS
Rent burdened
48.7%
Census ACS (>30% income)
Median age
44.5
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 28, 2026