Cumberland, MD-WV · Maryland
Allegany County
67,762 residents37 permits TTM$57,393 median HHI13 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$149,200
ACS 5-Year
Cap rate proxy
6.3%
FMR × 0.65 ÷ Home Value
Rent-to-income
16.4%
HUD FMR ÷ ACS HHI
Net migration
+0.80%
IRS SOI
Permits (TTM)
37
Census BPS
Climate risk
58.5
FEMA NRI (0–100)
ZIP code breakdown13 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Buy Box score ↓ | Section 8 gap |
|---|---|---|---|---|---|
| 21502 | — | — | — | 0.9 | — |
| 21545 | — | — | — | 0.7 | — |
| 21557 | — | — | — | 0.5 | — |
| 21555 | — | — | — | 0.5 | — |
| 21532 | — | — | — | 0.4 | — |
| 21530 | — | — | — | 0.4 | — |
| 21524 | — | — | — | — | — |
| 21529 | — | — | — | — | — |
| 21540 | — | — | — | — | — |
| 21542 | — | — | — | — | — |
| 21543 | — | — | — | — | — |
| 21560 | — | — | — | — | — |
| 21766 | — | — | — | — | — |
Sort by any column. Click a ZIP for detail.
Demographics
Owner-occupied
70.3%
Census ACS
Vacancy rate
16.4%
Census ACS
Bachelor's degree +
21.1%
Census ACS
Rent burdened
40.6%
Census ACS (>30% income)
Median age
41.7
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026