Portland-South Portland, ME · Maine
Cumberland County
ZIP 04085
305,940 residents1,571 permits TTM$92,983 median HHI38 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$411,400
ACS 5-Year
Cap rate proxy
4.4%
FMR × 0.65 ÷ Home Value
Rent-to-income
19.3%
HUD FMR ÷ ACS HHI
Net migration
+2.30%
IRS SOI
Permits (TTM)
1,571
Census BPS
Climate risk
77.0
FEMA NRI (0–100)
ZIP 04085
Median home value
—
Gross yield
—
Cap rate
4.3%
Rent gap
—
Affordability
P/I: 4.4R/I: —
Section 8 detail
SAFMR: —Rent: —Gap: —
ZIP code breakdown38 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate ↓ | Rent gap |
|---|---|---|---|---|---|
| 04092 | — | — | — | 6.4% | — |
| 04062 | — | — | — | 5.9% | — |
| 04106 | — | — | — | 5.6% | — |
| 04103 | — | — | — | 5.5% | — |
| 04011 | — | — | — | 5.4% | — |
| 04074 | — | — | — | 5.3% | — |
| 04032 | — | — | — | 4.9% | — |
| 04102 | — | — | — | 4.7% | — |
| 04029 | — | — | — | 4.6% | — |
| 04040 | — | — | — | 4.6% | — |
| 04009 | — | — | — | 4.6% | — |
| 04003 | — | — | — | 4.4% | — |
| 04017 | — | — | — | 4.4% | — |
| 04019 | — | — | — | 4.4% | — |
| 04024 | — | — | — | 4.4% | — |
| 04050 | — | — | — | 4.4% | — |
| 04057 | — | — | — | 4.4% | — |
| 04066 | — | — | — | 4.4% | — |
| 04091 | — | — | — | 4.4% | — |
| 04109 | — | — | — | 4.4% | — |
| 04085 | — | — | — | 4.3% | — |
| 04055 | — | — | — | 4.3% | — |
| 04260 | — | — | — | 4.3% | — |
| 04015 | — | — | — | 4.3% | — |
| 04101 | — | — | — | 4.2% | — |
| 04105 | — | — | — | 4.2% | — |
| 04084 | — | — | — | 4.0% | — |
| 04071 | — | — | — | 3.7% | — |
| 04039 | — | — | — | 3.7% | — |
| 04038 | — | — | — | 3.4% | — |
| 04069 | — | — | — | 3.2% | — |
| 04097 | — | — | — | 2.7% | — |
| 04021 | — | — | — | 2.7% | — |
| 04079 | — | — | — | 2.6% | — |
| 04108 | — | — | — | 2.6% | — |
| 04096 | — | — | — | 2.5% | — |
| 04107 | — | — | — | 2.1% | — |
| 04110 | — | — | — | 1.9% | — |
Sort by any column. Click a ZIP for detail. Rent gap: green = HUD FMR above market rent.
Demographics
Owner-occupied
70.4%
Census ACS
Vacancy rate
14.2%
Census ACS
Bachelor's degree +
52.2%
Census ACS
Rent burdened
44.6%
Census ACS (>30% income)
Median age
42.1
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026