kennebec-county · Maine

Kennebec County

ZIP 04355

125,614 residents463 permits TTM$65,062 median HHI26 ZIP codesUpdated April 16, 2026
Investor first look

Median home value

$219,900

ACS 5-Year

Cap rate proxy

5.2%

FMR × 0.65 ÷ Home Value

Rent-to-income

17.6%

HUD FMR ÷ ACS HHI

Net migration

+1.93%

IRS SOI

Permits (TTM)

463

Census BPS

Climate risk

75.2

FEMA NRI (0–100)

ZIP 04355

Median home value

Gross yield

Cap rate

3.5%

Rent gap

Affordability

P/I: 5.1R/I:

Section 8 detail

SAFMR: Rent: Gap:
ZIP code breakdown26 ZIP codes
ZIPMedian home valueRent (FMR 2BR)Gross yieldCap rateRent gap
043595.2%
043605.2%
049185.2%
049265.2%
049274.8%

Ranked by composite score

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Demographics

Owner-occupied

72.8%

Census ACS

Vacancy rate

14.6%

Census ACS

Bachelor's degree +

30.9%

Census ACS

Rent burdened

41.6%

Census ACS (>30% income)

Median age

44.0

Census ACS

Data sources
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026