Bangor, ME · Maine
Penobscot County
ZIP 04401
153,571 residents458 permits TTM$63,248 median HHI41 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$193,800
ACS 5-Year
Cap rate proxy
6.2%
FMR × 0.65 ÷ Home Value
Rent-to-income
18.9%
HUD FMR ÷ ACS HHI
Net migration
+1.39%
IRS SOI
Permits (TTM)
458
Census BPS
Climate risk
78.0
FEMA NRI (0–100)
ZIP 04401
Median home value
—
Gross yield
—
Cap rate
6.1%
Rent gap
—
Affordability
P/I: 4.6R/I: 28.0%
Section 8 detail
SAFMR: —Rent: —Gap: —
ZIP code breakdown41 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate | Rent gap |
|---|---|---|---|---|---|
| 04418 | — | — | — | 7.9% | — |
| 04430 | — | — | — | 7.4% | — |
| 04765 | — | — | — | 7.3% | — |
| 04928 | — | — | — | 7.1% | — |
| 04448 | — | — | — | 6.6% | — |
Ranked by composite score
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Demographics
Owner-occupied
70.3%
Census ACS
Vacancy rate
14.1%
Census ACS
Bachelor's degree +
30.5%
Census ACS
Rent burdened
44.1%
Census ACS (>30% income)
Median age
42.5
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026