Owensboro, KY · Kentucky

McLean County

ZIP 42371

9,127 residents3 permits TTM$70,549 median HHI6 ZIP codesUpdated April 16, 2026
Investor first look

Median home value

$145,600

ACS 5-Year

Cap rate proxy

5.0%

FMR × 0.65 ÷ Home Value

Rent-to-income

10.2%

HUD FMR ÷ ACS HHI

Net migration

+1.04%

IRS SOI

Permits (TTM)

3

Census BPS

Climate risk

40.7

FEMA NRI (0–100)

ZIP 42371

Median home value

Gross yield

Buy Box score

Section 8 gap

Affordability

P/I: 1.7R/I:

Section 8 detail

SAFMR: Rent: Gap:
ZIP code breakdown6 ZIP codes
ZIPMedian home valueRent (FMR 2BR)Gross yieldBuy Box scoreSection 8 gap
423720.6
423500.6
423520.6
423270.5
42322
42371

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Demographics

Owner-occupied

81.2%

Census ACS

Vacancy rate

13.5%

Census ACS

Bachelor's degree +

18.4%

Census ACS

Rent burdened

26.7%

Census ACS (>30% income)

Median age

43.2

Census ACS

Data sources
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026