Owensboro, KY · Kentucky
Hancock County
9,032 residents15 permits TTM$66,836 median HHI3 ZIP codesUpdated April 28, 2026
Investor first look
Median home value
$137,600
ACS 5-Year
Cap rate proxy
6.6%
FMR × 0.65 ÷ Home Value
Rent-to-income
13.5%
HUD FMR ÷ ACS HHI
Net migration
+1.38%
IRS SOI
Permits (TTM)
15
Census BPS
Climate risk
28.8
FEMA NRI (0–100)
ZIP code breakdown3 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate ↓ | Rent gap |
|---|---|---|---|---|---|
| 42368 | — | — | — | 5.1% | 32.3% |
| 42351 | — | — | — | 4.3% | 32.3% |
| 42348 | — | — | — | 4.3% | 32.3% |
Sort by any column. Click a ZIP for detail. Rent gap: green = HUD FMR above market rent.
Demographics
Owner-occupied
78.4%
Census ACS
Vacancy rate
9.6%
Census ACS
Bachelor's degree +
16.8%
Census ACS
Rent burdened
33.2%
Census ACS (>30% income)
Median age
41.5
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 28, 2026