Louisville/Jefferson County, KY-IN · Kentucky
Shelby County
48,599 residents271 permits TTM$82,671 median HHI5 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$277,500
ACS 5-Year
Cap rate proxy
5.5%
FMR × 0.65 ÷ Home Value
Rent-to-income
14.5%
HUD FMR ÷ ACS HHI
Net migration
+2.08%
IRS SOI
Permits (TTM)
271
Census BPS
Climate risk
61.9
FEMA NRI (0–100)
ZIP code breakdown5 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Buy Box score ↓ | Section 8 gap |
|---|---|---|---|---|---|
| 40003 | — | — | — | 0.9 | — |
| 40065 | $277,500 | $1,150 | 5.0% | 0.6 | 15.2% |
| 40076 | $277,500 | $1,100 | 4.8% | 0.5 | 10.2% |
| 40067 | — | — | — | 0.5 | — |
| 40022 | — | — | — | 0.3 | — |
Sort by any column. Click a ZIP for detail.
Demographics
Owner-occupied
74.1%
Census ACS
Vacancy rate
7.1%
Census ACS
Bachelor's degree +
31.0%
Census ACS
Rent burdened
32.7%
Census ACS (>30% income)
Median age
40.9
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026
