Louisville/Jefferson County, KY-IN · Kentucky
Oldham County
ZIP 40077
68,600 residents284 permits TTM$121,491 median HHI7 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$375,000
ACS 5-Year
Cap rate proxy
4.1%
FMR × 0.65 ÷ Home Value
Rent-to-income
11.3%
HUD FMR ÷ ACS HHI
Net migration
+1.83%
IRS SOI
Permits (TTM)
284
Census BPS
Climate risk
56.0
FEMA NRI (0–100)
ZIP 40077
Median home value
$375,000
Gross yield
3.9%
Cap rate
3.7%
Rent gap
6.4%
Affordability
P/I: 2.7R/I: —
Section 8 detail
SAFMR: $1,220Rent: $1,142Gap: 6.8%
ZIP code breakdown7 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate | Rent gap |
|---|---|---|---|---|---|
| 40056 | $357,854 | $1,440 | 4.8% | 3.8% | 20.7% |
| 40077 | $375,000county est. | $1,220 | 3.9% | 3.7% | 6.4% |
| 40031 | $381,637 | $1,320 | 4.2% | 3.6% | 13.5% |
| 40026 | $490,250 | $1,800 | 4.4% | 2.8% | 36.6% |
| 40010 | $375,000county est. | $1,350 | 4.3% | 3.7% | 15.4% |
Ranked by composite score
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Demographics
Owner-occupied
88.1%
Census ACS
Vacancy rate
4.5%
Census ACS
Bachelor's degree +
45.6%
Census ACS
Rent burdened
34.8%
Census ACS (>30% income)
Median age
39.7
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026