Elizabethtown-Fort Knox, KY · Kentucky

Hardin County

ZIP 42788

111,452 residents415 permits TTM$67,608 median HHI10 ZIP codesUpdated April 16, 2026
Investor first look

Median home value

$205,900

ACS 5-Year

Cap rate proxy

5.5%

FMR × 0.65 ÷ Home Value

Rent-to-income

16.8%

HUD FMR ÷ ACS HHI

Net migration

+1.53%

IRS SOI

Permits (TTM)

415

Census BPS

Climate risk

75.5

FEMA NRI (0–100)

ZIP 42788

Median home value

Gross yield

Buy Box score

Section 8 gap

Affordability

P/I: 3.0R/I:

Section 8 detail

SAFMR: Rent: Gap:
ZIP code breakdown10 ZIP codes
ZIPMedian home valueRent (FMR 2BR)Gross yieldCap rateRent gap
427126.6%
427326.2%
427016.0%
40121county est.5.5%
42788county est.5.5%
401605.5%
427765.1%
427245.0%
427404.6%
401624.0%

Sort by any column. Click a ZIP for detail. Rent gap: green = HUD FMR above market rent.

Demographics

Owner-occupied

62.3%

Census ACS

Vacancy rate

8.2%

Census ACS

Bachelor's degree +

24.4%

Census ACS

Rent burdened

33.2%

Census ACS (>30% income)

Median age

37.4

Census ACS

Data sources
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026