Kentucky
Washington County
12,091 residents17 permits TTM$59,762 median HHI4 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$168,300
ACS 5-Year
Cap rate proxy
5.0%
FMR × 0.65 ÷ Home Value
Rent-to-income
14.0%
HUD FMR ÷ ACS HHI
Net migration
+1.03%
IRS SOI
Permits (TTM)
17
Census BPS
Climate risk
16.7
FEMA NRI (0–100)
ZIP code breakdown4 ZIP codes
Numbers repeat across most ZIPs in this county
ZIP-level home-value data isn't published for rural areas. Federal sources (Census ACS, HUD non-metro FMR) are available at the county level only, so home-value, cap-rate, and rent-gap numbers use the county estimate for every ZIP in the county.
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate ↓ | Rent gap |
|---|---|---|---|---|---|
| 40040 | $168,300county est. | $929 | 6.6% | 5.0% | 25.1% |
| 40061 | $168,300county est. | $929 | 6.6% | 5.0% | 25.1% |
| 40069 | $244,216 | $929 | 4.6% | 3.4% | 25.1% |
| 40078 | $245,486 | $929 | 4.5% | 3.4% | 25.1% |
Sort by any column. Click a ZIP for detail. Rent gap: green = HUD FMR above market rent.
Demographics
Owner-occupied
78.2%
Census ACS
Vacancy rate
11.0%
Census ACS
Bachelor's degree +
18.9%
Census ACS
Rent burdened
43.5%
Census ACS (>30% income)
Median age
42.2
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026