Kentucky
Union County
13,379 residents$60,989 median HHI4 ZIP codesUpdated April 28, 2026
Investor first look
Median home value
$109,000
ACS 5-Year
Cap rate proxy
8.7%
FMR × 0.65 ÷ Home Value
Rent-to-income
15.5%
HUD FMR ÷ ACS HHI
Net migration
+0.67%
IRS SOI
Permits (TTM)
—
Census BPS
Climate risk
42.8
FEMA NRI (0–100)
ZIP code breakdown4 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate ↓ | Rent gap |
|---|---|---|---|---|---|
| 42461 | $98,465 | $911 | 11.1% | 9.6% | 13.6% |
| 42459 | $105,262 | $911 | 10.4% | 8.6% | 13.6% |
| 42437 | $151,112 | $911 | 7.2% | 6.0% | 13.6% |
| 42462 | $162,280 | $911 | 6.7% | 5.6% | 13.6% |
Sort by any column. Click a ZIP for detail. Rent gap: green = HUD FMR above market rent.
Demographics
Owner-occupied
71.7%
Census ACS
Vacancy rate
12.6%
Census ACS
Bachelor's degree +
11.8%
Census ACS
Rent burdened
28.6%
Census ACS (>30% income)
Median age
41.3
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 28, 2026