Kentucky
Todd County
ZIP 42234
12,330 residents34 permits TTM$57,759 median HHI5 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$157,400
ACS 5-Year
Cap rate proxy
6.4%
FMR × 0.65 ÷ Home Value
Rent-to-income
17.5%
HUD FMR ÷ ACS HHI
Net migration
+1.09%
IRS SOI
Permits (TTM)
34
Census BPS
Climate risk
28.6
FEMA NRI (0–100)
ZIP 42234
Median home value
$190,044
Gross yield
5.8%
Cap rate
5.3%
Rent gap
8.4%
Affordability
P/I: 3.3R/I: —
Section 8 detail
SAFMR: $918Rent: $841Gap: 9.2%
ZIP code breakdown5 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate ↓ | Rent gap |
|---|---|---|---|---|---|
| 42204 | $157,400county est. | $918 | 7.0% | 6.4% | 8.4% |
| 42280 | $157,400county est. | $918 | 7.0% | 6.4% | 8.4% |
| 42234 | $190,044 | $918 | 5.8% | 5.3% | 8.4% |
| 42220 | $208,461 | $918 | 5.3% | 4.8% | 8.4% |
| 42286 | $275,473 | $918 | 4.0% | 3.7% | 8.4% |
Sort by any column. Click a ZIP for detail. Rent gap: green = HUD FMR above market rent.
Demographics
Owner-occupied
74.1%
Census ACS
Vacancy rate
14.1%
Census ACS
Bachelor's degree +
15.9%
Census ACS
Rent burdened
19.5%
Census ACS (>30% income)
Median age
36.3
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026