Kentucky
Montgomery County
28,271 residents53 permits TTM$57,468 median HHI2 ZIP codesUpdated April 28, 2026
Investor first look
Median home value
$163,800
ACS 5-Year
Cap rate proxy
5.8%
FMR × 0.65 ÷ Home Value
Rent-to-income
16.6%
HUD FMR ÷ ACS HHI
Net migration
+1.78%
IRS SOI
Permits (TTM)
53
Census BPS
Climate risk
34.3
FEMA NRI (0–100)
ZIP code breakdown2 ZIP codes
Sort by any column. Click a ZIP for detail. Rent gap: green = HUD FMR above market rent.
Demographics
Owner-occupied
66.3%
Census ACS
Vacancy rate
10.3%
Census ACS
Bachelor's degree +
20.8%
Census ACS
Rent burdened
21.6%
Census ACS (>30% income)
Median age
40.6
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 28, 2026