Kentucky
Jackson County
ZIP 40481
13,003 residents0 permits TTM$41,410 median HHI5 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$107,000
ACS 5-Year
Cap rate proxy
8.5%
FMR × 0.65 ÷ Home Value
Rent-to-income
22.0%
HUD FMR ÷ ACS HHI
Net migration
+0.95%
IRS SOI
Permits (TTM)
0
Census BPS
Climate risk
24.2
FEMA NRI (0–100)
ZIP 40481
Median home value
$107,000
Gross yield
9.7%
Cap rate
8.5%
Rent gap
12.5%
Affordability
P/I: 2.6R/I: —
Section 8 detail
SAFMR: $866Rent: $758Gap: 14.2%
ZIP code breakdown5 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate ↓ | Rent gap |
|---|---|---|---|---|---|
| 40447 | $103,683 | $866 | 10.0% | 8.8% | 12.5% |
| 40434 | $107,000county est. | $866 | 9.7% | 8.5% | 12.5% |
| 40481 | $107,000county est. | $866 | 9.7% | 8.5% | 12.5% |
| 40486 | $112,472 | $866 | 9.2% | 8.1% | 12.5% |
| 40402 | $112,960 | $866 | 9.2% | 8.1% | 12.5% |
Sort by any column. Click a ZIP for detail. Rent gap: green = HUD FMR above market rent.
Demographics
Owner-occupied
79.7%
Census ACS
Vacancy rate
16.4%
Census ACS
Bachelor's degree +
10.3%
Census ACS
Rent burdened
27.1%
Census ACS (>30% income)
Median age
40.6
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026