Kentucky
Franklin County
51,563 residents100 permits TTM$66,470 median HHI1 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$198,700
ACS 5-Year
Cap rate proxy
5.7%
FMR × 0.65 ÷ Home Value
Rent-to-income
17.1%
HUD FMR ÷ ACS HHI
Net migration
+1.61%
IRS SOI
Permits (TTM)
100
Census BPS
Climate risk
64.5
FEMA NRI (0–100)
ZIP code breakdown1 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Buy Box score ↓ | Section 8 gap |
|---|---|---|---|---|---|
| 40601 | $198,700 | $1,090 | 6.6% | 0.5 | 15.2% |
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Demographics
Owner-occupied
64.4%
Census ACS
Vacancy rate
6.4%
Census ACS
Bachelor's degree +
31.8%
Census ACS
Rent burdened
40.9%
Census ACS (>30% income)
Median age
40.6
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026