Kentucky

Floyd County

ZIP 41605

35,342 residents5 permits TTM$41,582 median HHI31 ZIP codesUpdated April 16, 2026
Investor first look

Median home value

$93,300

ACS 5-Year

Cap rate proxy

9.2%

FMR × 0.65 ÷ Home Value

Rent-to-income

20.6%

HUD FMR ÷ ACS HHI

Net migration

+0.66%

IRS SOI

Permits (TTM)

5

Census BPS

Climate risk

94.2

FEMA NRI (0–100)

ZIP 41605

Median home value

Gross yield

Cap rate

9.2%

Rent gap

Affordability

P/I: 2.7R/I:

Section 8 detail

SAFMR: Rent: Gap:
ZIP code breakdown31 ZIP codes
ZIPMedian home valueRent (FMR 2BR)Gross yieldCap rateRent gap
412169.2%
416019.2%
416029.2%
416037.4%
416049.2%

Ranked by composite score

ZIP comparison table. Showing 5 of 31 ZIPs. Sign up to see all.

Demographics

Owner-occupied

72.1%

Census ACS

Vacancy rate

17.3%

Census ACS

Bachelor's degree +

15.1%

Census ACS

Rent burdened

34.6%

Census ACS (>30% income)

Median age

43.1

Census ACS

Data sources
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026