Kentucky

Calloway County

ZIP 42054

37,882 residents19 permits TTM$51,854 median HHI6 ZIP codesUpdated April 16, 2026
Investor first look

Median home value

$181,200

ACS 5-Year

Cap rate proxy

5.5%

FMR × 0.65 ÷ Home Value

Rent-to-income

19.2%

HUD FMR ÷ ACS HHI

Net migration

+1.17%

IRS SOI

Permits (TTM)

19

Census BPS

Climate risk

75.3

FEMA NRI (0–100)

ZIP 42054

Median home value

Gross yield

Cap rate

5.5%

Rent gap

Affordability

P/I: 3.8R/I:

Section 8 detail

SAFMR: Rent: Gap:
ZIP code breakdown6 ZIP codes
ZIPMedian home valueRent (FMR 2BR)Gross yieldCap rateRent gap
420366.5%
420496.1%
420765.5%
420717.4%
420545.5%

Ranked by composite score

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Demographics

Owner-occupied

63.7%

Census ACS

Vacancy rate

16.3%

Census ACS

Bachelor's degree +

32.3%

Census ACS

Rent burdened

40.8%

Census ACS (>30% income)

Median age

35.4

Census ACS

Data sources
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026