Kentucky
Caldwell County
12,631 residents6 permits TTM$57,618 median HHI2 ZIP codesUpdated April 28, 2026
Investor first look
Median home value
$113,500
ACS 5-Year
Cap rate proxy
7.7%
FMR × 0.65 ÷ Home Value
Rent-to-income
15.1%
HUD FMR ÷ ACS HHI
Net migration
+0.90%
IRS SOI
Permits (TTM)
6
Census BPS
Climate risk
39.0
FEMA NRI (0–100)
ZIP code breakdown2 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate ↓ | Rent gap |
|---|---|---|---|---|---|
| 42445 | $144,335 | $866 | 7.2% | 6.0% | 16.4% |
| 42411 | $175,527 | $866 | 5.9% | 4.9% | 16.4% |
Sort by any column. Click a ZIP for detail. Rent gap: green = HUD FMR above market rent.
Demographics
Owner-occupied
71.8%
Census ACS
Vacancy rate
14.8%
Census ACS
Bachelor's degree +
18.1%
Census ACS
Rent burdened
39.8%
Census ACS (>30% income)
Median age
42.3
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 28, 2026