Cincinnati, OH-KY-IN · Kentucky
Grant County
ZIP 41097
25,238 residents108 permits TTM$67,940 median HHI5 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$185,500
ACS 5-Year
Cap rate proxy
8.8%
FMR × 0.65 ÷ Home Value
Rent-to-income
15.1%
HUD FMR ÷ ACS HHI
Net migration
+2.14%
IRS SOI
Permits (TTM)
108
Census BPS
Climate risk
16.3
FEMA NRI (0–100)
ZIP 41097
Median home value
$262,797
Gross yield
5.0%
Cap rate
3.9%
Rent gap
21.6%
Affordability
P/I: 3.9R/I: —
Section 8 detail
SAFMR: $1,090Rent: $855Gap: 27.5%
ZIP code breakdown5 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate ↓ | Rent gap |
|---|---|---|---|---|---|
| 41010 | — | — | — | 6.7% | 36.8% |
| 41052 | — | — | — | 5.5% | 36.8% |
| 41097 | $262,797 | $1,090 | 5.0% | 3.9% | 21.6% |
| 41035 | $287,701 | $1,160 | 4.8% | 3.6% | 26.3% |
| 41030 | $309,096 | $1,200 | 4.7% | 3.3% | 28.8% |
Sort by any column. Click a ZIP for detail. Rent gap: green = HUD FMR above market rent.
Demographics
Owner-occupied
73.8%
Census ACS
Vacancy rate
9.3%
Census ACS
Bachelor's degree +
15.1%
Census ACS
Rent burdened
35.1%
Census ACS (>30% income)
Median age
36.4
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026