Cincinnati, OH-KY-IN · Kentucky
Gallatin County
8,749 residents51 permits TTM$62,247 median HHI2 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$169,400
ACS 5-Year
Cap rate proxy
9.6%
FMR × 0.65 ÷ Home Value
Rent-to-income
16.5%
HUD FMR ÷ ACS HHI
Net migration
+1.92%
IRS SOI
Permits (TTM)
51
Census BPS
Climate risk
17.3
FEMA NRI (0–100)
ZIP code breakdown2 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Buy Box score ↓ | Section 8 gap |
|---|---|---|---|---|---|
| 41095 | $169,400 | $1,020 | 7.2% | 0.8 | 18.9% |
| 41086 | $169,400 | $1,070 | 7.6% | 0.7 | 24.7% |
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Demographics
Owner-occupied
73.4%
Census ACS
Vacancy rate
13.6%
Census ACS
Bachelor's degree +
13.2%
Census ACS
Rent burdened
41.1%
Census ACS (>30% income)
Median age
39.7
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026