Elkhart-Goshen, IN · Indiana

Elkhart County

ZIP 46514

206,868 residents578 permits TTM$65,617 median HHI11 ZIP codesUpdated April 16, 2026
Investor first look

Median home value

$194,400

ACS 5-Year

Cap rate proxy

6.3%

FMR × 0.65 ÷ Home Value

Rent-to-income

18.7%

HUD FMR ÷ ACS HHI

Net migration

+1.17%

IRS SOI

Permits (TTM)

578

Census BPS

Climate risk

83.7

FEMA NRI (0–100)

ZIP 46514

Median home value

Gross yield

Buy Box score

0.9

Section 8 gap

Affordability

P/I: 3.7R/I: 24.1%

Section 8 detail

SAFMR: Rent: Gap:
ZIP code breakdown11 ZIP codes
ZIPMedian home valueRent (FMR 2BR)Gross yieldBuy Box scoreSection 8 gap
465160.9
465170.9
465140.9
465260.8
465500.8
465280.8
465530.8
465730.8
465070.7
465400.6
465430.5

Sort by any column. Click a ZIP for detail.

Demographics

Owner-occupied

71.2%

Census ACS

Vacancy rate

10.4%

Census ACS

Bachelor's degree +

19.7%

Census ACS

Rent burdened

45.6%

Census ACS (>30% income)

Median age

35.5

Census ACS

Data sources
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026