St. Louis, MO-IL · Illinois
Madison County
ZIP 62095
264,631 residents482 permits TTM$74,800 median HHI28 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$167,900
ACS 5-Year
Cap rate proxy
8.7%
FMR × 0.65 ÷ Home Value
Rent-to-income
15.5%
HUD FMR ÷ ACS HHI
Net migration
+1.34%
IRS SOI
Permits (TTM)
482
Census BPS
Climate risk
93.4
FEMA NRI (0–100)
ZIP 62095
Median home value
$167,900
Gross yield
7.4%
Buy Box score
1.0
Section 8 gap
7.3%
Affordability
P/I: 1.6R/I: 16.6%
Section 8 detail
SAFMR: $1,040Rent: $969Gap: 7.3%
ZIP code breakdown28 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Buy Box score ↓ | Section 8 gap |
|---|---|---|---|---|---|
| 62002 | $167,900 | $1,160 | 8.3% | 1.0 | 19.7% |
| 62040 | $167,900 | $1,040 | 7.4% | 1.0 | 7.3% |
| 62095 | $167,900 | $1,040 | 7.4% | 1.0 | 7.3% |
| 62060 | $167,900 | $1,080 | 7.7% | 0.8 | 11.5% |
| 62018 | $167,900 | $1,160 | 8.3% | 0.8 | 19.7% |
| 62234 | $167,900 | $1,120 | 8.0% | 0.8 | 15.6% |
| 62048 | $167,900 | $1,070 | 7.6% | 0.8 | 10.4% |
| 62084 | $167,900 | $1,060 | 7.6% | 0.7 | 9.4% |
| 62035 | $167,900 | $1,280 | 9.1% | 0.7 | 32.1% |
| 62087 | $167,900 | $990 | 7.1% | 0.7 | 2.2% |
| 62281 | $167,900 | $1,540 | 11.0% | 0.7 | 58.9% |
| 62024 | $167,900 | $990 | 7.1% | 0.6 | 2.2% |
| 62067 | $167,900 | $1,160 | 8.3% | 0.6 | 19.7% |
| 62010 | $167,900 | $1,020 | 7.3% | 0.5 | 5.3% |
| 62025 | $167,900 | $1,340 | 9.6% | 0.4 | 38.3% |
| 62061 | $167,900 | $1,050 | 7.5% | 0.4 | 8.4% |
| 62097 | $167,900 | $1,110 | 7.9% | 0.4 | 14.6% |
| 62249 | $167,900 | $990 | 7.1% | 0.3 | 2.2% |
| 62001 | $167,900 | $990 | 7.1% | 0.3 | 2.2% |
| 62062 | $167,900 | $1,090 | 7.8% | 0.3 | 12.5% |
| 62034 | $167,900 | $1,240 | 8.9% | 0.2 | 28.0% |
| 62294 | $167,900 | $1,180 | 8.4% | 0.2 | 21.8% |
| 62021 | $167,900 | $1,050 | 7.5% | — | 8.4% |
| 62026 | $167,900 | $1,340 | 9.6% | — | 38.3% |
| 62046 | $167,900 | $1,090 | 7.8% | — | 12.5% |
| 62058 | $167,900 | $990 | 7.1% | — | 2.2% |
| 62074 | $167,900 | $990 | 7.1% | — | 2.2% |
| 62090 | $167,900 | $1,000 | 7.1% | — | 3.2% |
Sort by any column. Click a ZIP for detail.
Demographics
Owner-occupied
73.6%
Census ACS
Vacancy rate
8.0%
Census ACS
Bachelor's degree +
30.8%
Census ACS
Rent burdened
43.2%
Census ACS (>30% income)
Median age
40.2
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026