St. Louis, MO-IL · Illinois

Jersey County

ZIP 62031

21,336 residents104 permits TTM$79,104 median HHI8 ZIP codesUpdated April 16, 2026
Investor first look

Median home value

$168,800

ACS 5-Year

Cap rate proxy

8.7%

FMR × 0.65 ÷ Home Value

Rent-to-income

12.0%

HUD FMR ÷ ACS HHI

Net migration

+1.40%

IRS SOI

Permits (TTM)

104

Census BPS

Climate risk

18.9

FEMA NRI (0–100)

ZIP 62031

Median home value

$168,800

Gross yield

7.0%

Cap rate

5.6%

Rent gap

19.8%

Affordability

P/I: 2.1R/I:

Section 8 detail

SAFMR: $990Rent: $794Gap: 24.7%
ZIP code breakdown8 ZIP codes

Numbers repeat across most ZIPs in this county

ZIP-level home-value data isn't published for rural areas. Federal sources (Census ACS, HUD non-metro FMR) are available at the county level only, so home-value, cap-rate, and rent-gap numbers use the county estimate for every ZIP in the county.

ZIPMedian home valueRent (FMR 2BR)Gross yieldCap rateRent gap
62030$168,800county est.$1,0807.7%5.6%26.5%
62052$166,952$9907.1%5.7%19.8%
62031$168,800county est.$9907.0%5.6%19.8%
62063$168,800county est.$9907.0%5.6%19.8%
62028$168,800county est.$9907.0%5.6%19.8%

Ranked by composite score

ZIP comparison table. Showing 5 of 8 ZIPs. Sign up to see all.

Demographics

Owner-occupied

77.9%

Census ACS

Vacancy rate

19.2%

Census ACS

Bachelor's degree +

20.5%

Census ACS

Rent burdened

34.1%

Census ACS (>30% income)

Median age

43.2

Census ACS

Data sources
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026