St. Louis, MO-IL · Illinois
Clinton County
ZIP 62231
36,899 residents52 permits TTM$82,314 median HHI11 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$180,500
ACS 5-Year
Cap rate proxy
8.1%
FMR × 0.65 ÷ Home Value
Rent-to-income
13.6%
HUD FMR ÷ ACS HHI
Net migration
+1.31%
IRS SOI
Permits (TTM)
52
Census BPS
Climate risk
65.6
FEMA NRI (0–100)
ZIP 62231
Median home value
$174,542
Gross yield
8.0%
Cap rate
6.4%
Rent gap
19.5%
Affordability
P/I: 2.1R/I: —
Section 8 detail
SAFMR: $1,160Rent: $934Gap: 24.2%
ZIP code breakdown11 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate | Rent gap |
|---|---|---|---|---|---|
| 62219 | $180,500county est. | $1,130 | 7.5% | 6.2% | 17.4% |
| 62266 | $180,500county est. | $1,240 | 8.2% | 6.2% | 24.7% |
| 62231 | $174,542 | $1,160 | 8.0% | 6.4% | 19.5% |
| 62250 | $180,500county est. | $990 | 6.6% | 6.2% | 5.7% |
| 62265 | $219,703 | $1,350 | 7.4% | 5.1% | 30.8% |
Ranked by composite score
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Demographics
Owner-occupied
79.3%
Census ACS
Vacancy rate
7.7%
Census ACS
Bachelor's degree +
24.4%
Census ACS
Rent burdened
38.3%
Census ACS (>30% income)
Median age
41.4
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026