Rockford, IL · Illinois
Winnebago County
ZIP 61112
283,289 residents297 permits TTM$64,363 median HHI20 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$155,100
ACS 5-Year
Cap rate proxy
7.6%
FMR × 0.65 ÷ Home Value
Rent-to-income
18.4%
HUD FMR ÷ ACS HHI
Net migration
+1.25%
IRS SOI
Permits (TTM)
297
Census BPS
Climate risk
92.4
FEMA NRI (0–100)
ZIP 61112
Median home value
—
Gross yield
—
Buy Box score
—
Section 8 gap
—
Affordability
P/I: 2.4R/I: —
Section 8 detail
SAFMR: —Rent: —Gap: —
ZIP code breakdown20 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate ↓ | Rent gap |
|---|---|---|---|---|---|
| 61101 | — | — | — | 13.4% | — |
| 61104 | — | — | — | 12.6% | — |
| 61102 | — | — | — | 10.5% | — |
| 61108 | — | — | — | 8.9% | — |
| 61103 | — | — | — | 8.9% | — |
| 61115 | — | — | — | 7.9% | — |
| 61077 | — | — | — | 7.6% | — |
| 61079 | — | — | — | 7.6% | — |
| 61112 | — | — | — | 7.6% | — |
| 61107 | — | — | — | 7.5% | — |
| 61109 | — | — | — | 6.8% | — |
| 61073 | — | — | — | 6.4% | — |
| 61111 | — | — | — | 6.1% | — |
| 61024 | — | — | — | 5.5% | — |
| 61063 | — | — | — | 5.3% | — |
| 61080 | — | — | — | 5.2% | — |
| 61114 | — | — | — | 4.6% | — |
| 61088 | — | — | — | 4.4% | — |
| 61016 | — | — | — | 4.3% | — |
| 61072 | — | — | — | 4.2% | — |
Sort by any column. Click a ZIP for detail. Rent gap: green = HUD FMR above market rent.
Demographics
Owner-occupied
65.2%
Census ACS
Vacancy rate
7.6%
Census ACS
Bachelor's degree +
24.6%
Census ACS
Rent burdened
46.1%
Census ACS (>30% income)
Median age
39.7
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026