Illinois

White County

ZIP 62861

13,708 residents0 permits TTM$53,097 median HHI10 ZIP codesUpdated April 16, 2026
Investor first look

Median home value

$100,100

ACS 5-Year

Cap rate proxy

8.5%

FMR × 0.65 ÷ Home Value

Rent-to-income

16.0%

HUD FMR ÷ ACS HHI

Net migration

+0.31%

IRS SOI

Permits (TTM)

0

Census BPS

Climate risk

54.3

FEMA NRI (0–100)

ZIP 62861

Median home value

$100,100

Gross yield

11.0%

Cap rate

8.5%

Rent gap

22.9%

Affordability

P/I: 1.9R/I:

Section 8 detail

SAFMR: $916Rent: $706Gap: 29.7%
ZIP code breakdown10 ZIP codes

Numbers repeat across most ZIPs in this county

ZIP-level home-value data isn't published for rural areas. Federal sources (Census ACS, HUD non-metro FMR) are available at the county level only, so home-value, cap-rate, and rent-gap numbers use the county estimate for every ZIP in the county.

ZIPMedian home valueRent (FMR 2BR)Gross yieldCap rateRent gap
62820$100,100county est.$91611.0%8.5%22.9%
62821$121,123$9169.1%7.0%22.9%
62827$100,100county est.$91611.0%8.5%22.9%
62835$100,100county est.$91611.0%8.5%22.9%
62844$94,907$91611.6%8.9%22.9%

Ranked by composite score

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Demographics

Owner-occupied

76.3%

Census ACS

Vacancy rate

16.0%

Census ACS

Bachelor's degree +

14.9%

Census ACS

Rent burdened

31.1%

Census ACS (>30% income)

Median age

44.4

Census ACS

Data sources
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026