Illinois
Saline County
ZIP 62965
23,387 residents0 permits TTM$54,945 median HHI6 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$92,900
ACS 5-Year
Cap rate proxy
9.2%
FMR × 0.65 ÷ Home Value
Rent-to-income
15.5%
HUD FMR ÷ ACS HHI
Net migration
+0.59%
IRS SOI
Permits (TTM)
0
Census BPS
Climate risk
70.1
FEMA NRI (0–100)
ZIP 62965
Median home value
$92,900
Gross yield
11.9%
Cap rate
9.2%
Rent gap
22.7%
Affordability
P/I: 1.7R/I: —
Section 8 detail
SAFMR: $920Rent: $711Gap: 29.4%
ZIP code breakdown6 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate | Rent gap |
|---|---|---|---|---|---|
| 62917 | $86,652 | $920 | 12.7% | 9.8% | 22.7% |
| 62930 | $76,371 | $920 | 14.5% | 11.2% | 22.7% |
| 62935 | $127,442 | $920 | 8.7% | 6.7% | 22.7% |
| 62946 | $93,457 | $920 | 11.8% | 9.1% | 22.7% |
| 62965 | $92,900county est. | $920 | 11.9% | 9.2% | 22.7% |
Ranked by composite score
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Demographics
Owner-occupied
74.9%
Census ACS
Vacancy rate
13.4%
Census ACS
Bachelor's degree +
20.2%
Census ACS
Rent burdened
37.2%
Census ACS (>30% income)
Median age
43.2
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026